Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
NationalPlanning.com
28 Corporate Drive, Suite 100
Clifton Park, NY 12065
Telephone: (518) 688-2223
Fax: (518) 688-2698
Email: rfrontera@npafinancial.com

NPA Financial LLC.
Binghamton, NY 13905
Telephone: (607) 722-4293
Fax: (607) 722-1184




The Brock Agency
Utica, NY 13502
Telephone: (315) 732-6191
Fax: (315) 798-4478

Securities and investment advisory services are offered solely through Registered Representatives and Investment Advisor Representatives of Equity Services, Inc., Member FINRA/SIPC, 28 Corporate Drive, Suite 100, Clifton Park, NY 12065, 518-688-2223. Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser Affiliate of National Life Insurance Company, Montpelier, Vermont. NPA Financial, LLC. and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.


Important Legal Information