Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
NationalPlanning.com
28 Corporate Drive, Suite 100
Clifton Park, NY 12065
Telephone: (518) 688-2223
Fax: (518) 688-2698
Email: rfrontera@npafinancial.com

NPA Financial LLC.
Binghamton, NY 13905
Telephone: (607) 722-4293
Fax: (607) 722-1184




The Brock Agency
Utica, NY 13502
Telephone: (315) 732-6191
Fax: (315) 798-4478

Securities and investment advisory services are offered solely through Registered Representatives and Investment Advisor Representatives of Equity Services, Inc., Member FINRA/SIPC, 28 Corporate Drive, Suite 100, Clifton Park, NY 12065, 518-688-2223. Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser Affiliate of National Life Insurance Company, Montpelier, Vermont. NPA Financial, LLC. and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.


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