1407 Route 9, Building 4, 2nd Floor, Clifton Park, NY 12065

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Charles Sperrazza, Jr., LUTCF®

Charles Sperrazza, Jr., LUTCF®

Financial Professional

(716) 587-8770

(716)633-1333

charles@queencityfg.com

Charles is insurance licensed in NY.

Contact

Office: (518) 688-2223

Fax: (518) 688-2698

1407 Route 9

Building 4, 2nd Floor

Clifton Park, NY 12065

vermont_agency2@nationallife.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC, Broker/Dealer and Registered Investment Adviser of NLIC, 354 Mountain View Drive, Suite 200, Colchester VT 05446. (802) 864-6819. ESI operates as Vermont Equity Services in CO, MO, NH and WI. NPA Financial and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.

National Life Group^® is a trade name of National Life Insurance Company (NLIC), Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.

TC115555(0724)3.

CFP^® and Certified Financial Planner^TM are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

The views and information contained herein have been prepared independently of the presenting Representative/Agent, are presented for informational purposes only, and should not be construed as investment advice.