Richard Frontera, CFP®, CLU, ChFC®

Richard Frontera has been in the Financial Services industry since 1976. Richard started his career with John Hancock Financial Services. In October of 1981, Richard received his Chartered LifeUnderwriter (CLU) Designation and in 1984, received his Chartered Financial Consultant (ChFC) Designation both through the American College in Bryn Mawr, PA.

In 1986, Richard left John Hancock to form Target Financial Services, Inc. in Albany, NY. From 1996 - 2017, Richard was the Albany, NY General Agent for National Life Insurance Company.

In January 1998, Richard was authorized by the CFP® Board of Standards as a CERTIFIED FINANCIAL PLANNER^TM.

Richard is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. and offers securities in the following states: FL, MA, SC, and NY.

Securities and investment advisory services offered solely by Equity Services, Inc., Member FINRA/SIPC. Equity Services, Inc. is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company, Montpelier, Vermont.

Richard is insurance licensed in the following states: NY, FL, SC, and MA.